How It Work
Unique
What Makes Aetixa Unique
Simple Sign-Ups
Get a custom-built portfolio of low-cost index funds and open your account online in less than 10 minutes.
Auto-Depositing
Set up auto-deposits and we’ll seamlessly allocate the new funds into your new account.
Reinvesting Dividends
Any dividends get reinvested immediately back into your portfolio – so you earn more.
Smart Rebalancing
Sit back and let your money grow while your portfolio is being rebalanced regularly so that you maintain an optimal level of risk.
Tax Optimization
We lower your tax burden by removing exposure to US Estate Taxes to maximize returns.
Human Advisors
Expert financial advisors available on demand to help you plan your financial future and answer your questions. For free
01 Learn
We want to get to know you
Where are you in your financial life and what are you investing for?
Decide how much you want to invest and the risk level that’s best for you.
02 Portfolio
We’ll build you a portfolio
Once we know a bit about you and your investing goals from the answers you give us, we’ll match you with a fully diversified portfolio of low-cost index funds that reflects your profile. We help you grow your wealth over the long term. The vast majority of professional stock pickers fail to beat the market–it’s smarter to match the market instead.
03 Invest
Open and fund your account at the speed of life
Opening an account is super simple and takes 5 minutes. Identity verification is as simple as a an ID and a selfie.
You’ll receive funding instructions within 24 hours to get started with your portfolio. Start with a chunk of money or invest monthly from your bank account. Don’t worry, you can take out your money any time you like without exit fees. It’s your money.
We can even help automate your deposits so you don’t have to worry about it.
04 Set Yourself Free
Go live your life, Aetixa’s got it.
Everything is made easy – from rebalancing, to automated dividend reinvestment, even tax efficiency to avoid US Estate Taxes. You can log-in to track your investments, or put it on cruise control and never think about it again. Need advice? Call, WhatsApp or email your dedicated advisor.
Simple Pricing
Aetixa is just 0.85%, 0.7%, or 0.5% per year. The more you invest, the lower the fee. No surprise fees or lock-in periods, just surprise upgrades. For more, check out our pricing page.
Serious Security
All of your data is protected with 256-bit encryption. We are regulated by top regulators: the Dubai Financial Services Authority (DFSA) and the Financial Regulatory Services Authority (FSRA).
Frequently Asked Questions
What is Aetixa?
Aetixa is an online investment service that uses technology to make investing simpler, smarter and low-cost. Our mission is to empower everyone to achieve their goals faster with low-cost, affordable investing:
Simple: Investing should be easy to understand and easy to do.
Affordable: Our management fee of 0.5-0.85% per year is among the lowest in the industry.
Accessible: Everyone should have access to great investment advice and tools, whether you’re starting with small amounts or larger ones.
Personalized: Your portfolio is tailored for you, based on who you are and what you’re saving for.
How much do I need to invest?
Our account minimum is just $5.
What are the costs to invest?
We’re glad you asked. Our advisory fee is 0.85% and goes down to 0.5% the more you invest. You’ll also pay a fund fee of 0.1%-0.2% depending on your portfolio recommendation.
What does the fee get you? It covers the advice you receive, the transactions, trades, transfers, and rebalancing we handle for you, and all other account administration. We do not charge you additional transaction fees to buy and sell securities.
Any fund held in your portfolio at Sarwa will assess fund-level fees, called expense ratios, but Sarwa aims to keep these costs low, and we receive no part of these fees.
What investments does Aetixa offer?
For each of your financial goals, Aetixa recommends a specific stock-to-bond allocation of our recommended portfolio strategy. This portfolio strategy is designed to reflect the total world market to help maximize expected returns while minimizing risk. Alternatively, you can also select from two other portfolio strategies that might match your investing views:
- Aetixa SRI, our socially responsible portfolio strategy.
- Aetixa halal, our BlackRock sharia-compliant portfolio strategy.
Can I move my money out if I want to?
Yes, you can withdraw your money at any time with no fees.